Although I was exempt from the blog posts last week, I think I will write about Kiva after all. I had never even heard of Kiva before this semester, but after a little reading up on the site I am extremely intrigued.
Kiva’s tag line is “Loans That Change Lives” and, as evidenced by its users, this is a very true statement. Kiva is a micro-loan site — anyone can browse through the many profiles of people in need of loans and their reasons behind them and decide to loan money directly to that person, and earn a little bit of interest along the way. There is no middle man, there is no bank. You know that your money is going directly to the person in need. Not to mention many of these people couldnt get to a bank anyways, and even if they could they would probably not qualify for a loan. “Kiva’s mission is to connect people, through lending, for the sake of alleviating poverty.”
Kiva and its participants are helping people who can’t get the help any other way. I have not lent any money through this site yet, but I fully intend to.
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