Kiva.org: what is it?

Kiva is an unique idea.  Somehow they have created a culture where people are willing to loan their money, and be happy if they get it back.  Normally people are expecting atleast a 8% return; however kiva’s users aren’t doing it for the money, they are doing it to help others out.  Kiva is a nonprofit.  in fact, if you say that you are willing to loan $25 dollars to a poor chinese farmer, non of that $25 will go to Kiva.  So what is their ministry and how is it different then compassion international.  Basically, Kiva is all about the entrepreneur.  They know that a personwith a great idea can change a community.  The only problem is, that when a poor farmer in China wants to invent a tool that harvests potatoes, he doesn’t have the money to do it.  And that’s where kiva comes in.  They find people in the U.S. who are willing to loan money to these guys.   

With a small amount of money, you can help others.  So you might be thinking, how can I be sure that I will get my money back?  The answer is that they do not garentee loans.  Nevertheless, over 98% of givers have received their loan back.  ANd what happens when you get your loan back?  Then you get to pick someone else and loan it again.  Enjoy giving!